NOTICE OF PROPOSED CLASS ACTION SETTLEMENT
Superior Court for the State of California for the County of Ventura
McCartney et al v. Ventura County Credit Union, Lead Case No.: 2023CUPP011569
A Court has authorized this Settlement Website. This is not a solicitation from a lawyer.
Please read this Settlement Website carefully and completely, as it may affect your legal rights.
If Ventura County Credit Union Notified You of a Data Incident, You Are Eligible to Receive Cash Payments and Other Benefits from a Class Action Settlement
- If you are receiving this Notice, you are eligible to receive a payment from a proposed $1,800,000 class action settlement. To be eligible to make a claim, you must be a United States resident whom VCCU identified as being among those individuals impacted by the Data Incidents, including all who were sent notice of the Data Incidents.
- The Litigation alleges that on or around December 14, 2022, VCCU became aware of suspicious activity in certain employee email accounts. Plaintiffs allege that during the 2022 Data Incident, cybercriminals potentially accessed sensitive Private Information belonging to Plaintiffs and Settlement Class Members. Plaintiffs and Settlement Class Members received notices of the 2022 Data Incident in or around July 2023. On or around June 21, 2024, Defendant issued public notice of a second data breach. According to the notice, on or around January 30, 2024, VCCU became aware of suspicious activity in an employee email account (the “2024 Data Incident” and, together with the 2022 Data Incident, the “Data Incidents”).
- Defendant denies any wrongdoing and denies that it has any liability but has agreed to settle the Litigation on a class-wide basis. No court has found Defendant liable for any wrongdoing.
- Settlement Class Members who submit a Valid Claim will be eligible to receive:
- Credit Monitoring Services – access to credit monitoring and identity-protection services for a period of two (2) years (with $1,000,000 in insurance);
- Reimbursement for any Out-of-Pocket Losses - up to $5,000 for documented expenses and losses;
- Lost Time – Settlement Class members who submit a claim attesting that they spent time addressing the 2022 Data Incident would be compensated for that time up to four (4) hours at twenty ($20) per hour, and those Settlement Class Members who submit a claim attesting that they spent time addressing the 2024 Data Incident would be compensated for that time up to four (4) hours at twenty ($20) per hour;
- CCPA Payment – All California Subclass Members may submit a claim to receive a cash payment of $75; AND
- Pro Rata Cash Payment - Following the payment of any Attorneys’ Fees and Expenses Award, any Service Award, the Costs of Claims Administration, the cost of Credit Monitoring and Identity-Protection Services, claims for Out-of-Pocket Losses, claims for Lost Time, and claims for CCPA Payments to the Settlement Subclass, any remaining amount in the Settlement Fund shall be distributed on a pro rata basis to all Settlement Class Members who submitted Valid Claims.
- To submit a claim click here or call (833) 627-7300 to request a Claim Form and mail to the Settlement Administrator’s address below. You must submit or postmark your claim by June 4, 2025.
- For more information read this Settlement Website or call (833) 627-7300.
Please read this Notice carefully. Your legal rights will be affected, and you have a choice to make at this time.
Summary of Legal Rights | Deadline(s) | |
Submit a Claim Form | The only way to receive reimbursement for Out-of-Pocket Losses, Attested Time and/or Credit Monitoring Services and Identity-Protection Services from the settlement. | Submitted or postmarked on or before June 4, 2025 |
Exclude Yourself by Opting Out of the Class | Receive no payment. This is the only option that allows you to keep your right to bring any other lawsuit against the Released Persons for the same claims. | Mailed and postmarked on or before May 5, 2025 |
Object to the Settlement and/or Attend the Final Approval Hearing | You can write the Court about why you agree or disagree with the settlement. The Court cannot order a different settlement. You can also ask to speak to the Court at the Final Approval Hearing on June 16, 2025, about the fairness of the settlement, with or without your own attorney. | Mailed and postmarked on or before May 5, 2025 |
Do Nothing | You receive nothing from the settlement, but you give up any right to bring any other lawsuit against the Released Persons for the same claims. | N/A |
- Your rights and options as a Settlement Class Member – and the deadlines to exercise your rights – are explained in this Settlement Website.
- The Court still will have to decide whether to approve the settlement. Payments to Settlement Class Members will be made only if the Court approves the settlement and after any possible appeals are resolved.